Financial hardship can affect anyone, at any stage of life and for many reasons

If you're in this situation, remember that you are not alone. The government offers a number of key initiatives to help you get back on track.

Grants and support that may be available to you

  • Resilient Homes Fund

    We are supporting flood affected home owners in the Gladstone Local Government Area to access the Resilient Homes Fund to assist making your property more flood resilient.

  • Help meeting your electricity payments

    If you’re experiencing difficulty meeting your electricity payments, the Home Energy Emergency Assistance Scheme (HEEAS) may help. The grant is available to Queensland households and can pay up to $720 of the current balance of energy bills.

  • Help meeting your utility bill payments

    The Australian government offers assistance to some people with a utility allowance.

  • Help through the Medical Cooling and Heating Concession Scheme

    The scheme allows people with a chronic medical condition to receive $340.85 per year towards the cost of their electricity.

  • Emergency relief support

    You can contact local community agencies for emergency aid. This includes food parcels, food vouchers, petrol cards, prescriptions, brokerage, clothing and furniture.

Additional information

One
Talk to a financial counsellor
You can discuss all of your options and, together, you may be able to work out a sustainable and affordable budget which allows to cover your debts.
Check for insurance
Double-check that you have no insurance that can cover your debt.
Talk to your creditor
Try to negotiate a payment plan with your creditor. It may be possible to repay the debt over a period of time rather than choosing bankruptcy.

Contact us

women meeting with finance councillor
Looking for guidance?
Contact us today to organise a meeting with one of our financial counsellors.

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